Mr. Sundaram owns two residential house properties in Chennai, one of which is used by him and his family for their residential purposes. Both the…

Mr. Sundaram owns two residential house properties in Chennai, one of which is used by him and his family for their residential purposes. Both the houses are exactly identical and their expected rent/municipal value etc. are also the same. He let out the other house for a rent of 1,15,000 p.m. He took two similar loans for the purchase of these two houses on 1.4.2022. The stamp duty value of these houses is 30 lakhs each. During the F.Y. 2023-24, he paid - 4,00,000 as interest for each of the houses. He does not have any other income or investments during the year. He did not file his return of income within the due date under section 139(1). What shall be his total income chargeable to tax?